6 Best Crypto Payment Gateways for Small Businesses

In recent times, there has been a noticeable trend among consumers, particularly in developed nations, to shift their spending away from large corporations towards small and medium-sized businesses. Forbes reports a significant surge in the number of small businesses, each generating substantial annual revenue.  With the increasing preference for online payments among consumers, it’s crucial for small business owners to select the most suitable crypto payment gateway, whether fiat or crypto-based, to cater to their customers’ needs. This article aims to highlight some of the top-performing payment gateways tailored for small businesses. 

Best Crypto Payment Gateways for Small Businesses

There are hundreds of crypto payment gateways in the market, however only a few are suitable for small business owners. The following highlighted crypto gateways offer unique features in terms of services, accessibility, and navigation, as well as pricing that are deemed small business-friendly. 


PTPShopy is a crypto gateway processor that facilitates transactions between small businesses and their customers. It is a decentralized platform with a user-friendly interface and an open-source plugin that can be integrated into 10+ eCommerce stores.

Benefits: PTPShopy supports over 400 cryptocurrencies, which is one of the largest when compared to other crypto gateways in the crypto sphere. Merchants do not require high technical know-how or computer knowledge to successfully integrate PTPShopy into their website. If you encounter any issues do so, the website has a detailed tutorial to help you or you can simply reach out to customer support. 

PTPShopy charges less than 1% of its transaction fees, allowing small business owners to earn more profit. Integrating PTPShopy into your website is free and comes with no charge. In addition, registration takes less than 5 minutes – the PTPShopy website is embedded with different financial tools to help manage your business. From invoicing to money management and business taxation, the West has something to raise business owners. You can also set up a donation platform that allows your business to donate to philanthropic causes seamlessly. Withdrawing your money is also easy as transactions on PTPShopy are fast and irreversible. 

Drawback: PTPShopy is only offered in limited languages.

crypto payment gateway



Bitbay is a US-based crypto payment gateway. It was launched in 2011 and has been regarded as one of the most popular gateways in the market. It supports multiple cryptocurrencies and has an accessible website and mobile app for small business owners to use. 

Benefits: They employ many security measures such as two-factor authentication to ensure a secure transaction. They charge 1% and their transaction fee and support more than 40 languages. Bitpay can send direct bank deposits to merchants in over 30 countries. It also allows merchants to easily swap their digital assets for other digital assets or fiat currencies. 

Drawbacks: BitPay recently implemented a new tiered pricing structure and it is not small business friendly.  The transaction rate ranges from 1-2% of a customer’s monthly transaction and also a fixed $0.25 for every transaction. That is, merchants with a monthly transaction value of <$500,000 are charged 2% of transaction volume + mandatory $0.25 per transaction and customers with a volume of $1,000,000 and above are charged 1% of transaction volume and mandatory $0.25 per transaction. In addition, Bitpay does not offer stablecoins like USDT (Tether), which is one of the most traded digital assets in the cryptosphere. It can affect the business between merchants and customers.

crypto payment


Shopify Gateway

Shopify is one of the largest eCommerce service providers on the internet and it’s no surprise they have a payment gateway that facilitates the transaction of cryptocurrencies. It allows integration with other payment gateways like Coinbase to process transactions.

Benefits: Shopify Gateway supports 300+ cryptocurrencies including popular ones like Bitcoin and Ethereum. Integrating is relatively easy and merchants who encounter any difficulty can reach out to the 24/7 customer support center for help. It has a user-friendly interface for easy navigation and merchants can use the gateway on the computer, tablets, and other electronic devices. 

Drawback: To access the Shopify gateway, you must open a Shopify account and own a merchant website. This can be limiting for merchants with an existing eCommerce store. They charge 2.2% for every transaction, which can be expensive for small business owners starting. 

online crypto payment

Coinbase Commerce 

Coinbase Commerce is a digital payment service offered by Coinbase that allows merchants to accept payment in cryptocurrency. It is a global payment gateway that can be integrated anywhere in the world.  Merchants can add Coinbase Commerce as a payment option in their website’s checkout flow and payments made by the customers get into the merchant’s wallet directly. 

Benefits: Coinbase Commerce is a crypto gateway and a crypto exchange that allows customers to transact with merchants and also allows merchants to convert their digital assets into their local currency of choice. Merchants can easily integrate Coinbase Commerce with a readily available API. The website also offers wallet and private keys management, email invoicing to request payments from customers, and instant crypto payment. 

Drawbacks: Coinbase Commerce is a product of Coinbase, a popular centralized cryptocurrency exchange. Many merchants looking for a fully decentralized crypto gateway are often reluctant to integrate it into their websites. Coinbase Commerce offers a limited number of cryptocurrencies to transact with, which can be restrictive to customers. 

pay in crypto


AlfaCoin offers a unique platform that seamlessly integrates fiat currency with cryptocurrency. It allows merchants to manage both currencies and seamlessly convert them at will. Like others, it ensures transactions between merchants and prospective customers. 

Benefits: Merchants can easily integrate AlfaCoin into their website. It has a transaction rate of $0.99 and can be used by merchants in many countries. AlfaCoin offers financial features like instant deposit, currency conversion, and accumulating fiat currencies with your crypto.

Drawbacks: AlfaCoin is not accessible to people in North Korea and Iran, despite being available in other parts of the world. After creating the invoice, the website offers both merchants and customers a fixed exchange rate window that lasts for only 15 minutes. This can be challenging knowing the extreme volatility of cryptocurrency. 

accept crypto



CoinGate is an online platform that supports the sales and purchase of cryptocurrency. It is a user-friendly application that allows small business owners or merchants to facilitate payment from their electronic gadgets.

Benefits: CoinGate charges a 1% transaction fee to facilitate the transaction of 70+ cryptocurrencies including Bitcoin, Ethereum, other meme coins, and altcoins. Alongside its mobile app, CoinGate offers a web-based solution for both merchants and users. Business owners can integrate the payment gateway into their e-commerce website using the provided extensions and plugins. 

Drawbacks: The platform does not support many cryptocurrencies, which can be a challenge for consumers looking to transact with merchants in a cryptocurrency of their choice. Merchants require a certain degree of technical know-how to integrate the CoinGate crypto gateway into their website. 

Receive Crypto Payments

Receive Crypto Payments For your Business With PTPShopy!

Are you a small business owner looking to accept cryptocurrency on your shopping portal, PTPShopy is the crypto gateway just for you. It is easy to integrate and allows you to transact over 400 cryptocurrencies. Learn more here: